Our April 2015 Book Club book was “The Total Money Makeover: A Proven Plan for Financial Fitness” by Dave Ramsey
I chose this book because I am a huge Dave Ramsey fan. I attended his live program “Financial Peace University” years ago and have been listening to his podcast regularly for the past 2 years.
Dave has been giving financial advice on his radio show for over 25 years. His advice is very simple and old school. Basically spend less that you make and if you want something, save for it. Genius!
The synopsis of the book on Amazon.com sums it up as…
If you will live like no one else, later you can live like no one else.
Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this―it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover:
Classic Edition, you’ll be able to:
- Design a sure-fire plan for paying off all debt―meaning cars, houses, everything
- Recognize the 10 most dangerous money myths (these will kill you)
- Secure a big, fat nest egg for emergencies and retirement!
The book is 240 pages long and was an easy read.
The book was pretty much what I had imagined since I have been a Ramsey follower for years. He outlines the simple steps to financial success and gives plenty of examples and testimonials to seal the deal. He also includes all the forms for budgeting and calculating that he teaches in the book.
I would HIGHLY recommend this to anyone who struggles with finances…especially if you (I) keep making the same stupid financial mistakes over and over! Listen to someone who has been both broke and wealthy! He knows what he is talking about.
Here are a few words from others who have read this book…
“It’s a good blueprint to money management. What I liked about it was that it was broken down in 7 steps. You’re encouraged to save first, which is different from most money management books out there. From there you continue to build on your new money habits. Using cash and tracking your spending is the essence of the book.
“Simple. Everything he says makes sense.”
I listen to the Dave Ramsey podcast daily. It’s called “Take Control of Your Money”. And I am preparing to lead an FPU later this year. So I may read the book again for that, but get my daily dose of inspiration, motivation, and butt-kicking in the podcast!
Order “The Total Money Makeover” here…
About The Pretty Girl Book Club…
Our upcoming books…
Here is the link to join the Book Club…
See you there!!